What is single trip travel insurance?
Heading away once this year? Single trip travel insurance is perfect if you’re going away just once in 12 months. It’s ideal for short breaks or longer trips, whether you're heading over to Europe or further afield. It’s tailored to you and your plans, so it’s usually the most cost-effective way to get the right cover for a single trip.
Let’s help you get ready with single trip travel insurance:
- Emergency medical expenses: The Department of Foreign Affairs and Trade says these can “quickly run into thousands of euros, and a medical evacuation back to Ireland can cost thousands more.” We offer up to unlimited cover for emergency medical expenses and repatriation.
- Cover beyond your EHIC: The EHIC will only give you access to some state healthcare in certain countries. Plus, it won’t cover everything. Citizen’s Information says it won’t help with “the cost to fly you back to Ireland” in an emergency. Getting both an EHIC and travel insurance for a single trip gives you more protection.
- Protection for more than medical emergencies: One trip travel insurance will also help if your belongings are lost or stolen. Plus, you’re covered if you have to cancel for certain reasons. The Irish Times states that nearly 30% of claims are actually due to cancellations, so it’s worth being prepared.
Insurance should help you enjoy the journey, not worry about the what-ifs. Single trip travel insurance from JustCover does just that. In fact, 98.8% of our customers would recommend us to family and friends³.
What does JustCover’s single trip travel insurance cover?
If you’re looking for single trip travel insurance, you want the right policy for you. We’re not just a name on your policy – we’re here to help you travel better. We understand travellers and offer cover that actually fits. For full details of what is and isn’t included, always read our Policy Wording.
What's covered
Emergency medical expenses – We offer up to unlimited cover for emergency medical expenses and repatriation in an emergency. This includes costs relating to pre-existing medical conditions, as long as you declare them in our medical questionnaire.
Cancellation⁴ or curtailment – You are covered if you cancel your trip due to certain reasons outside of your control, or if you need to fly home early in an emergency. Get protection for the cost of your flights and accommodation.
Travel delays – Get compensation for your time if your flight is delayed with single trip travel cover.
Your belongings – Cover for your bags and personal belongings. Whether they’re lost, stolen or damaged. We also offer optional cover for gadgets.
Personal liability and legal protection cover – If you accidentally injure someone or damage their property, get help with your legal expenses and liability. We also offer legal protection cover if you need to make a claim against someone else.
24/7 emergency medical helpline – Our team are there when you need them, wherever you are.
What's not covered
Claims that are less than the excess – We offer a range of policies with different excess levels.
Cancelling for reasons within your control – For instance, if you simply choose not to travel. Other exclusions are detailed in our Policy Wording.
Issues you were aware of – If you knew about a problem before you booked your trip or bought your policy.
Places or activities not included in your policy – You cannot claim for trips outside of the regions stated in your policy. Or if you take part in activities that aren’t included. We offer a range of optional cover if you need it.
Medical conditions you don’t declare – We only cover pre-existing medical conditions if you declare them in our medical questionnaire. You also won’t be covered if you’re travelling for medical treatment. Or going away against medical advice.
Single trip vs annual multi-trip travel insurance: which do you need?
Not sure if single trip or annual travel insurance is best for you?
- If you’re only going away once this year: Single trip travel insurance is probably the best option. You can tailor it to you and your trip, including any pre-existing medical conditions you declare. This normally makes it the most cost-effective option if you’ve only got one holiday planned.
- If you’re jetting off two or more times in 12 months: Take a look at annual multi-trip travel insurance. Depending on where you’re going and what you’re doing, it could save you money. While you’ll be saving time by only having to buy one policy for the year.
Quick quote, easy cover – our team is here to help you find the right policy. Read our Policy Wording for full details.
Who is single trip insurance best for?
Wherever you’re heading, whatever your age or condition. We have single trip travel insurance for you:
- First-time holidaymakers. Not sure where to start? Our website, our customer service team, our policies – everything is built around making things simple for you.
- One-off trips, like a honeymoon and gap years. We offer single trip travel insurance for trips of all lengths, from one night to 365. Whether you’re planning a special break as a couple, or a longer trip exploring the world. Let’s help you find single trip insurance that suits your plans.
- Older travellers who aren’t travelling frequently. We know it can be hard to find cover as an older traveller. Especially if you have a pre-existing medical condition. At JustCover, we think everyone deserves a holiday, so we have no upper age limit.
- Individuals with pre-existing conditions who only go abroad once a year. We can cover more than 1,300 pre-existing conditions, from cancer to epilepsy and heart conditions. Just declare health conditions in our medical questionnaire and answer a few simple questions.
Always read our Policy Wording for full details of our travel insurance for a single journey.
Choose the right level of cover
We offer different levels of cover to make your Travel Insurance as cost-effective as possible.
Black
Gold
Silver
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Why choose JustCover for your single trip travel insurance?
At JustCover, we make it easy to get single trip travel cover. No complicated forms or insurance speak:
- Don’t just take our word for it. 98% of our customers rate us as ‘Excellent’ or ‘Great’⁵.
- We know people of all ages share a love of travel. That’s why we have no upper age limit.
- Get up to unlimited cover for emergency medical expenses and repatriation. As well as up to €10,000 cancellation cover⁶.
- We can cover more than 1,300 pre-existing medical conditions, including those that are terminal.
- Get optional extra cover tailored to your trip. From cruise cover to protection for a golf trip.
Find full details of what is and isn’t included in our Policy Wording.
Specialist travel insurance for single journeys
Whoever you are, whatever your plans, get single trip travel insurance fast. Find full details of these and more in our Policy Wording.
Single trip travel insurance with no upper age limit. Go away, whatever your age.
Travel insurance with medical conditions
We’re proud to cover more than 1,300 pre-existing medical conditions.
Travelling with the whole family? Get everyone insured on one easy policy.
Get protection for the unique problems you might face on a cruise, including cabin confinement.
Destinations covered in single trip travel insurance
Whether travelling in Europe or further afield, we can offer you single trip travel insurance. Travel smart and take us with you.
Whether it’s a short city break or a holiday in the sun. Get Europe travel insurance for Spain, France, Greece and more.
Worldwide
From the USA, to Australia or Thailand. Get single trip holiday insurance for global destinations.
Single trip travel insurance for pre-existing medical conditions
If you want to see the world, we want to help you do it. You shouldn’t be restricted just because of a pre-existing medical condition. That’s why we offer single trip travel cover for more than 1,300 conditions. This includes those that are terminal.
Simply declare all of your pre-existing medical conditions during our medical questionnaire. We’ll ask you some questions and then show you your quote. Remember, if you don’t declare something, that may affect any claims you make later.
Here are some of the most common pre-existing medical conditions we cover:
- High blood pressure
- Heart conditions
- Diabetes
- Cancer
- Atrial Fibrillation
- COPD
- Asthma
- Epilepsy
A pre-existing medical condition is any condition that falls within the medical warranty. You must disclose to us if you or anyone else insured on this policy has:
- In the last two years, taken any prescribed medication or received medical treatment or advice at a hospital, clinic, GP surgery or via remote consultation or received or been offered palliative care;
- Been placed on a waiting list that could cause you to cancel or curtail your trip;
- Been advised of a terminal illness.
Always read our Policy Wording for full terms and conditions.
Over the years, our travel health insurance has helped thousands of people with our single trip policies.
When’s the best time to buy single trip travel insurance?
The full benefits of your single trip insurance will begin on the travel dates you have selected. However, cancellation cover starts as soon as you buy your policy. For this reason, it’s ideal to buy your travel insurance as soon as you book.
How early? Take a tip from money-saving expert Martin Lewis. “Half the point of the cover is to protect you if things happen before [your trip] that stop you going, so please get it ASAB (As Soon As you've Booked)."
You can buy your single trip travel insurance up to 12 months before your holiday starts.
How much does single trip travel insurance cost?
The cost of a single trip travel insurance policy will vary from person to person. Your quote will depend on:
- Where you’re going: Some countries have more expensive healthcare systems, such as the USA.
- How long for: The longer you’re away for, the higher the chance of needing to make a claim.
- Your age: In general, if you’re an older traveller, you’re more likely to need medical assistance.
- Any pre-existing medical conditions: Such as heart conditions, high blood pressure and diabetes.
- Whether you need any additional cover: For activities, gadgets, or special types of trips like cruises.
To find out how much your one-trip travel insurance will cost, get a quote.
Being covered is as easy as 1, 2, 3
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You will only need to tell us some information about yourself and your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
What our customers say
“I had an incredible experience getting my travel insurance thanks to Brian at JustCover. The process can be overwhelming, but his professionalism, patience, and expertise made it completely stress-free.
He took the time to explain all the options, ensuring I had the right coverage for my trip. His kindness and efficiency truly stood out, making the entire process smooth and easy.
I now feel confident travelling, knowing we are well-protected. I highly recommend JustCover to anyone looking for reliable and thoughtful service.”
Frequently asked questions about single trip travel insurance
How long does single trip travel insurance provide cover for?
Your single trip holiday insurance can last up to 365 days. However, you must have been away from home continuously for it to count as one trip. In some circumstances, you may be limited to a trip length of 60 days. Always read our Policy Wording to be sure.
Is annual multi-trip insurance more cost-effective than single trip insurance?
Single trip travel insurance is normally the most cost-effective option if you’re only going away once a year. If you’re travelling two or more times, annual multi-trip travel insurance could save you money. However, this depends on where you’re going and what you’ll be doing.
For example, if you’re travelling to Europe three times and the US once, it could be cheaper to buy an annual European policy. Then you can arrange a separate single trip policy for your visit to the States.
Or, maybe you’re planning a group trip with friends and then a cruise with your partner. You may find a group policy suits your needs better for your first trip. Then a separate single trip policy with cruise cover for the other.
Our team is always happy to talk you through your options.
Does single trip travel insurance cover cancellation?
Yes, JustCover’s single trip insurance covers cancellation. This covers certain unexpected causes outside of your control. Perhaps you’re called for jury duty, are made redundant, or your passport is stolen. It does not include issues within your control and other exclusions.
Always read our Policy Wording to understand what is and isn’t included.
Do you need single trip insurance with an EHIC?
An EHIC (European Health Insurance Card) only gives you access to some state healthcare at the same price as locals. It doesn’t include all costs, such as emergency medical repatriation. Single trip travel insurance could help with repatriation, along with other expenses, such as lost or stolen bags or cancellation.
The Department for Foreign Affairs recommends getting single trip travel insurance as well as taking your EHIC.
If you need emergency medical treatment in the EU, an EHIC could save you money. That’s because using it can remove the excess for medical claims on your travel insurance.
Can you get single trip travel insurance for a one-way trip?
No, we can only offer single trip travel insurance for a trip that starts and ends in Ireland. Up to 365 days long. This must be continuous travel on a single trip, when you come home to Ireland at the end. Read our Policy Wording for more details.
Can you extend your single trip travel insurance?
Our team is happy to make changes to your insurance for a single trip before you go. Call us for free using the number on your Policy Wording. There may be a charge for any changes, depending on what they are.
Once you have passed through customs in Ireland on the day of travel, you can no longer change your policy.
Should you get single trip travel insurance if you’re on a domestic holiday or staycation in Ireland?
There are many benefits to buying single trip travel insurance for a break in Ireland. You will get protection for lost or stolen belongings, along with cancellation. You will also be covered for personal liability and legal protection while away.
How far in advance should I buy single trip travel insurance?
You can buy single trip holiday insurance up to 12 months before you’re due to travel. It’s smart to buy a policy as soon as you’ve booked your holiday. This is because you will be covered for cancellation from the moment you buy it. While the other benefits will start when you’re on holiday. Find out more in our Policy Wording.
Is there an age limit for single trip travel insurance?
At JustCover, we have no upper age limit for our one trip travel insurance. We offer policies for:
- Over 50s
- Over 60s
- Over 70s
- Over 80s
Whatever your age, wherever you’re heading, we can help. Even if you have pre-existing medical conditions.
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Affordable travel insurance for all your needs
2. Covers cancellation for certain reasons outside of your control and detailed in our Policy Wording. Amount of cover depends on the policy level you have purchased. Read our Policy Wording for full exclusions and Ts&Cs.
3. Based on 528 customer responses as of March 2024.
4. Covers cancellation for certain reasons outside of your control and detailed in our Policy Wording. Amount of cover depends on the policy level you have purchased. Read our Policy Wording for full exclusions and Ts&Cs.
5. Based on 2000+ Trustpilot responses, as of 12/05/2025.
6. Covers cancellation for certain reasons outside of your control and detailed in our Policy Wording. Amount of cover depends on the policy level you have purchased. Read our Policy Wording for full exclusions and Ts&Cs.
* Discount applies to the base price only and does not apply to any premium generated to cover medical conditions or optional extras. This discount is automatically applied and cannot be used in conjunction with any other offer. Discount tiers of 5% for premiums between €0-49, 10% for €50-249, & 20% for €250+ apply. Offer ends at 23:59 on 30/09/25. T&C's apply.