Travel insurance for over 70s

What is travel insurance for over 70s?

Travel insurance for over 70s is a policy which covers you as a senior traveller. Whether you’re visiting your grandkids in the UK or enjoying your retirement to the fullest around the world, we think everyone deserves to relax on holiday.

With holiday insurance for over 70s, you get:

• Cover for emergency medical expenses and repatriation. Including your pre-existing medical conditions, as long as you declare them during your quote.
• 24/7 emergency medical helpline. Our expert team are there when you need them, day or night, if something goes wrong while you’re away.
• Protection for your belongings if they’re lost or stolen. Including your prescription medication or medical aids. We also have optional gadget cover for your phone, tablet or camera.
• Cancellation cover for unexpected issues. For certain reasons, such as a fire or flood in your home, before you go. Or if a close relative becomes seriously ill or passes away.
• Cover tailored to your holiday. Going on a cruise or golf holiday? We’ve got you covered with optional protection. Travelling as a couple or with family and friends? Get everyone insured on the same policy. 
• Planning a retirement full of travel? 88% of our customers prefer an annual multi-trip policy². You could save time and money if you’re going away more than once this year.

Can you get travel insurance if you’re over 70?

With JustCover, you can get holiday insurance if you’re 70 and over. Unlike some standard providers, we have no upper age limit. Plus, we can cover more than 1,300 pre-existing medical conditions. Get a quote now online or call our friendly team for free.

What are the benefits of travel insurance for over 70s?

Travel insurance for over 70s is there if something goes wrong on your holiday. It means you won’t face high costs if the worst happens while you’re away:

• You’re more likely to have a pre-existing medical condition as you get older. The Pfizer Health and Science Index in Ireland found that “83% of over 65-year-olds are living with at least one medical condition, while almost one in three are living with either Heart disease, COPD or Diabetes.” As a specialist provider, we can cover more than 1,300 medical conditions.
• Even if you’re healthy and active, you could still have an accident. The HSE says that “One third of older adults deemed at low risk of a fall experience a fall within 12 months”. It reports that falls are “the leading cause of trauma in Ireland”. Emergency medical care abroad can easily cost thousands of Euros.
• Get travel insurance for over 70s and you’ll be covered for emergency costs. The Department of Foreign Affairs says: “Buying comprehensive travel insurance can save you and your family a lot of money if something goes wrong. It will also help you get the medical attention you need when you need it. Hospital bills can quickly run into thousands of euros, and a medical evacuation back to Ireland can cost thousands more”.

We’ll keep things easy. No jargon, no waffle. Get travel insurance with no upper age limit from a specialist medical provider today.

Why is it so important to declare pre-existing conditions?

If you don’t tell us about your pre-existing medical conditions when you buy your policy, any claim you make could be refused, even if it’s not directly linked to your condition. This means you’re not protected by travel insurance for over 70s.

Declaring all your conditions upfront is the only way to make sure you’re properly covered. It means we can give you a policy that includes the right protection for your health and your trip. You can find full details in our Policy Wording.

Find the best over 70s travel insurance

Looking forward to a well-earned holiday? Whether it’s a single break or several trips throughout the year, we’ve got you covered. Our policies are designed with older travellers in mind, so you can relax and enjoy your time away knowing you’re protected.

Single trip travel insurance
Ideal if you’ve planned one special holiday. Protect your journey with travel insurance for over 70s, and travel with confidence.

Annual multi-trip travel insurance
If you’re lucky enough to be taking more than one holiday this year, an annual policy could save you time and money, while giving you year-round peace of mind.

What optional extras can you add to over 70s holiday insurance?

When buying travel insurance for over 70s with JustCover, you’ll get 100 activities included as standard. We also offer a whole range of optional cover if you need it. If you’re going away on a cruise or a golf holiday, protect yourself for the unique issues you may face:

• Cruise cover: From sickness onboard to medical evacuation at sea. If something goes wrong on a cruise holiday, the costs can mount up quickly. These won’t be included in a standard policy. Add cruise cover to your holiday insurance for over 70s. ‍
• Golf holidays: Get protection for green fees if you’re injured and your equipment if it’s stolen. We’ll even help with the bar tab if you get a hole-in-one. Add golf cover to your holiday insurance for over 70s. It’s quick and easy.

Why choose JustCover for your over 70s travel insurance?

When buying holiday insurance for over 70s, it’s important to find the right specialist provider. Many standard providers won’t cover those over a certain age. At JustCover, we have no upper age limit and can cover over 1,300 medical conditions. 

• Get up to unlimited cover for emergency medical expenses and repatriation
• Plus, up to €10,000 cancellation cover³
• 98% of our customers rate us as ‘Excellent’ or ‘Great’⁴ 
• 87.6% of our customers prefer an annual multi-trip policy⁵
• Our 24/7 emergency medical helpline is there when you need it

Specialist travel insurance for over 70s

We know you want to pack as much as you can into your retirement. Whether you’re travelling with a pre-existing medical condition or looking to join your family on the beach. We can cover you:

Golf travel insurance: From the course to the bar celebrating your hole-in-one. Get protection for the unique issues you might face on a golf holiday. 

Travel insurance with medical conditions: Whether you have a heart condition, COPD, diabetes or multiple conditions. As a specialist medical travel insurance provider, we can help. 

Family travel insurance: Going away with your kids or grandchildren? Get everyone insured on the same policy. You’ll all be covered if something goes wrong. 

Cruise travel insurance: From cabin confinement to missed excursions. Cruises can be expensive. Get protection for your holiday and any issues you may face. 

Destinations covered by travel insurance for over 70s

Get travel insurance for over 70s, whether you’re holidaying close to home or far away. We can cover you for everything from European breaks to bucket list trips in South America. 

Europe: Get cover for trips to France, Spain and more. Whether you’re relaxing on the beach or enjoying culture in the city. 

Worldwide: Using your retirement to finally tick those big trips off your list? Protect your dream trip to Australia, New Zealand, the USA and more. 

How much does travel insurance for over 70s cost?

Travel insurance for over 70s will depend on you and your trip. Factors that impact the price include:

• Your age: Travel insurance does become more expensive as you get older, as you’re more likely to need to claim. So if you’re only just 70, your policy could cost less than someone who is older.
• Any pre-existing medical conditions: Again, these make you more likely to make a claim. So if you have one or more conditions, this will mean a higher quote.
• Where you’re going: Some places, like the USA, have expensive healthcare systems. Travel insurance for those 70 and over for these countries will be higher, as claims will cost more.
• How long you’re going for: Finally taking that 4-month trip around Asia? Your quote will reflect how long you’re away for.

Any extra cover you require: If you need cover for gadgets, a golf or cruise holiday, or other activities.

Why is travel insurance more expensive for people over 70?

If you’re over 70, you have a higher chance of needing emergency medical care while you’re on holiday. The British Geriatrics Society found that: “People aged 65 and over account for over 40% of hospital admissions” and “occupy around two-thirds of hospital inpatient beds”. You’re also more likely to have a pre-existing medical condition. These factors will raise the cost of your policy, as you’re more likely to make a claim. 

If you’re looking for cheaper travel insurance for over 70s, you could consider taking a shorter trip or visiting somewhere where emergency medical costs are lower. Both of these could bring down your quote. Also, stick to activities already covered as standard, as then you won’t need additional cover.

Tips for travelling when over 70 years old

There are some simple things every traveller over 70 should do to prepare for a trip. From making sure you have enough medication, to checking your passport:

1. Speak to your GP or medical team

Check that you’re fit to travel and whether there are any precautions you should take, especially if you have a pre-existing medical condition. Take a list of your medication, medical history and your doctor’s contact details in case you need them.

2. Make sure you have plenty of medication

 Take enough for your trip, plus extra in case you are delayed. It’s smart to take some in your hand luggage and some in your suitcase in case one is lost or stolen. Check whether any countries you’re visiting have restrictions on bringing medication in.

3. Check your vaccinations: 

Make sure your standard vaccinations are up to date and research whether you need any extra for your destination. The HSE has advice on what to do.

4. Research your destination 

Take time to work out where you would go in an emergency or if you needed help. If you have mobility issues, check that your accommodation is suitable for you and that there are shops and restaurants nearby. You should also speak to your airport and airline about booking any assistance you may need.

5. Check your passport and any visa requirements 

Make sure your passport hasn’t expired and has enough time remaining on it. Many countries require you to have at least 6 months left. Check this and any other entry requirements, such as visas, using the Department of Foreign Affairs website. 

6. Get travel insurance for over 70s 

It’s essential for your trip. Get protection for emergency medical expenses, lost or stolen belongings, and travel delays. You should also take your EHIC (European Health Insurance Card) if visiting a country that accepts it.

7. Look after yourself while you’re away 

Drink plenty of water, take precautions in the sun and get some rest. Even if you love an action-packed trip, it’s important to schedule some breaks.