Do you need travel insurance for Cyprus?
Cyprus is a safe and welcoming destination. But accidents, illness and theft can happen, wherever you are in the world. Travel insurance for Cyprus offers valuable protection when you’re visiting the sun-soaked island. It covers you for medical emergencies, trip cancellations, lost luggage and more.
It isn’t a legal requirement for visiting Cyprus. But getting Cyprus travel insurance is a smart way to protect yourself from unexpected costs.
Here’s why finding the best Cyprus travel insurance is an essential part of your holiday prep:
- Heatwaves can affect your travel plans. Cyprus experiences extreme summer heat, with temperatures exceeding 40°C. Beyond the safety risks, wildfires and heatwaves can lead to flight cancellations. Travel insurance can help protect you if your plans are disrupted by extreme weather.
- It can help get you home. An European Health Insurance Card (EHIC) can help with state healthcare costs. But it won’t cover the cost of getting you back to Ireland in an emergency. An air ambulance from Cyprus could cost upwards of €25,000 without insurance. With the right cover, you won’t have to worry about footing that bill yourself.
- It can cover lost and stolen items. Pickpocketing is a known issue in busy tourist areas like Ayia Napa and Paphos. Insurance can help cover the cost of stolen belongings, including passports and phones.
What does JustCover’s Cyprus trip insurance cover?
Our Cyprus travel insurance covers all your holiday essentials. For full details of what is and isn’t included, read our Policy Wording.
What's covered
Emergency medical expenses and repatriation – Covers tests, treatments and medications if you fall ill or get injured abroad. Includes repatriation to bring you safely back to Ireland.
Cancellation protection – If something unexpected forces you to cancel your trip before you set off, we’ll cover your flight and accommodation costs.
Curtailment cover – If you need to cut your trip short and return home early due to an emergency, we’ll help with the costs.
Travel delay compensation – If your flight is delayed, we’ll compensate you for the inconvenience.
Personal belongings protection – Covers lost, stolen or damaged baggage and valuables.
Personal liability cover – If you accidentally injure someone or damage property while travelling, we’ll cover legal expenses and liability costs.
What's not covered
Claims below the policy excess – You can’t claim for amounts less than the excess shown in your policy.
Trips outside your chosen region – Tell us where you’re heading to make sure your destinations are covered.
Pre-existing known circumstances – Issues you were aware of before booking may not be covered.
Undeclared medical conditions – Tell us about your pre-existing conditions to make sure you’re fully protected.
Choosing not to travel – We’ll only cover cancellation if the reason falls within our policy terms.
Choose the right level of cover
We offer different levels of cover to make your Travel Insurance as cost-effective as possible.
Black
Gold
Silver
Get a quote in minutes...
Find the best travel insurance for Cyprus
With cover for the way you like to travel, find the Cyprus holiday insurance that matches your travel style.
Annual multi-trip travel insurance
Got more than one getaway on the horizon? Our annual multi-trip travel insurance covers you for Cyprus and beyond.
Single trip travel insurance
Jetting off for one unforgettable escape to Cyprus? Our single trip travel insurance gives you tailored protection for that specific adventure.
Why choose JustCover for your Cyprus holiday insurance?
No one wants to think of the worst happening on their fun-packed holiday. But, from lost bags to health hiccups, our fuss-free policies have got your back. Here’s why we’re Ireland’s most trusted travel insurance provider³.
- 100% of customers would consider buying from JustCover again⁴
- 98% of our customers would recommend us to family and friends⁵
- 98% of our customers rate us as ‘Excellent’ or ‘Great’⁶
- Up to €10,000 in cancellation cover⁷
- Unlimited cover for emergency medical expenses and repatriation
Specialist travel insurance for Cyprus
Seniors travel insurance
With no upper age limit, our Cyprus travel insurance for seniors is tailored to support your trip. You can relax and enjoy your moment in the sun.
Pre-existing Medical Conditions
Travelling with a pre-existing condition? We offer cover for over 1,300 medical conditions, so everyone can explore the magic of Cyprus.
Family travel insurance
Explore more with the people you love most. Our flexible cover protects the whole family under one easy policy.
Cruise travel insurance
A Cyprus cruise is a gateway to the island's rich history. Our cruise cover includes protection for missed ports, cabin confinement and more.
Is Cyprus classed as Europe for travel insurance purposes?
With JustCover, you can relax knowing Cyprus is included in our European travel insurance policies. There’s no need to upgrade to worldwide cover. Just choose the plan that suits your trip, and we’ll handle the rest.
Geographically, Cyprus sits at the crossroads of Europe and the Middle East. But it’s still classed as part of Europe for travel insurance purposes. Our European cover includes all EU member states, and yes – Cyprus is one of them. Whether you're heading for sun-soaked beaches or ancient ruins, our European policies have got you covered.
How much does Cyprus travel insurance cost?
The cost of Cyprus travel insurance depends on a few key factors. The good news? You can tailor your policy to suit your plans and your budget.
Here’s what affects the price:
- Trip duration: Longer stays mean more time for things to go wrong.
- Your age: Older holidaymakers may pay more due to increased health risks. But our policies have no upper age limit.
- Medical history: Pre-existing conditions may raise the price. But with JustCover, it could cost less than you think. Just declare your conditions and we’ll do the rest.
- Level of cover: Taking your laptop or planning a game of golf? Extra cover will increase the price you pay.
- Activities planned: Hiking in the Troodos Mountains or trying watersports in Ayia Napa? We cover over 100 sports and activities in all our policies. But you may need extra cover for more adventurous pursuits.
- Type of policy: Single trip insurance is ideal for one-off holidays. Annual multi-trip cover may be more cost-effective if you’re planning more than one getaway.
When to buy Cyprus holiday insurance
It’s best to book your travel insurance for Cyprus as soon as your trip is confirmed. That way, you’re protected from the moment your plans are in place.
Unexpected events like illness, jury duty or even redundancy can crop up before you travel. Buying your Cyprus holiday insurance early means you’ll be covered if you need to cancel your holiday.
Left it to the last minute? You can buy travel insurance right up until you leave Ireland. But if you wait, you’ll miss out on cancellation cover. So once your flights are booked and your itinerary’s coming together, add travel insurance to your to-do list. It’s a small step that could save you a lot later.
Cyprus travel insurance for pre-existing medical conditions
A pre-existing medical condition shouldn’t stop you from enjoying Cyprus. We can cover over 1,300 medical conditions. All you need to do is declare your conditions when getting your travel health insurance quote.
Cyprus’s hot climate can be wonderful. But it may also worsen certain symptoms, especially respiratory or heart-related conditions. Even if you’re feeling well, it’s important to include any condition you’ve been diagnosed with. Many holidaymakers don’t realise that common conditions like asthma count as pre-existing. If they’re not declared, they could affect your cover.
We specialise in helping holidaymakers with pre-existing conditions get the protection they need. Let us handle the insurance. You can focus on enjoying your time in the sun.
Common conditions we cover include:
- Asthma
- Atrial fibrillation
- Cancer
- COPD
- Diabetes
- Disability
- Heart conditions
- High blood pressure
- Stroke
Understanding healthcare in Cyprus
Irish holidaymakers to Cyprus can access both public and private healthcare. Standards are generally very good.
And if you have a valid EHIC, you may be entitled to state-provided treatment in the Republic of Cyprus. That’s at reduced cost, or sometimes even free.
But here’s the catch:
- Not all clinics and hospitals are part of the public system.
- If you’re treated in a private facility, your EHIC won’t apply. You’ll need to pay out of pocket.
- Even in public hospitals, you may still need to pay small fees. Things like prescriptions, GP visits, or outpatient care.
- It won’t cover medical repatriation if you need to get back home.
That’s why travel insurance for Cyprus is a true holiday essential. It covers the costs your EHIC doesn’t. It’s a vital safety net, just in case things don’t go to plan.
What to do in a medical emergency in Cyprus
If you get injured or feel unwell during your trip to Cyprus, help is available. Knowing what to do can make all the difference.
- Seek medical attention. Call 112 for emergency services, or head to the nearest hospital or clinic. Cyprus has good standards of care in both public and private facilities.
- Contact your travel insurance provider. Once you’re safe, phone our 24/7 emergency medical helpline as soon as possible. We can guide you to appropriate care, confirm what’s covered and help with paperwork or payments.
- Keep records. Hold onto receipts, medical reports, and any documentation related to your treatment. These will be important if you need to make a claim later.
- Use your EHIC if applicable. If you're treated in a public hospital in the Republic of Cyprus, your EHIC may help cover some costs.
With JustCover by your side, you’re never alone in an emergency. We’re here to help, so you can focus on getting better.
Will the EHIC cover you for your trip to Cyprus?
Your EHIC can help you access state-provided healthcare at a reduced cost, or sometimes free. It’s a handy card to carry, especially for minor medical needs.
But the EHIC won’t cover:
- Treatment in private clinics or hospitals. This may be your only option, depending on where you’re staying.
- Emergency repatriation from Cyprus to Ireland.
- Trip cancellations, lost luggage, or stolen belongings.
It’s why Irish holidaymakers still need comprehensive travel insurance. It fills in the gaps, covering everything from serious medical emergencies to personal items.
A simple 3-step process to book your Cyprus travel insurance
Get your quote in seconds
You will only need to tell us some information about yourself and your holiday plans
Select and tailor your cover
Now all you need to do is to choose the level of cover that best suits your needs
Buy your cover and relax
Purchase your cover and you’re ready to go – we’ll take care of the rest!
Expert travel insurance recommendations from our team
"Cyprus is a firm favourite with Irish holidaymakers seeking sunshine, history and fabulous food. But even the most relaxing getaway can come with unexpected hiccups. That’s why having the right travel insurance matters. From medical emergencies to lost luggage or trip cancellations, with JustCover, you’re protected every step of the way. And with no upper age limit and cover for medical conditions, nothing will get in the way of a great holiday."
Peter Clark - JustCover Director
What our customers say
“Very helpful and knowledgeable staff member who patiently went through all the requirements to get me a policy I was very happy with. I haven't done business with this company before, but have already told family and friends about my experience. I can holiday with peace of mind, so thank you.”
see full reviewCyprus travel tips and recommendations
Use our tips to make your Cyprus holiday smooth, safe and stress-free.
Pack any regular medication
Bring enough of your prescribed medication to last the entire trip, plus a little extra in case of delays. Pharmacies in Cyprus are well stocked, but your exact brand or dosage may not be available. Travel insurance can help if you need to see a doctor for a replacement prescription.
Carry a copy of your medical history
If you have a pre-existing condition, it’s helpful to carry a summary of your medical history. This can speed up treatment and ensure you get the right care, especially in an emergency.
Travel around the island stress-free
Cyprus has a reliable public transport system, with buses connecting major towns and tourist areas. But delays and missed connections can happen during peak season. Cyprus travel insurance can help if you miss a pre-booked tour or transfer due to unforeseen delays.
Protect your valuables
Cyprus is considered safe, but petty theft can happen in busy tourist areas. Keep valuables secure and avoid leaving items unattended on the beach. Travel insurance can help cover the cost of lost or stolen belongings, including passports and phones.
Stay hydrated in the heat
Cyprus gets hot, especially in summer. Stay hydrated, wear sunscreen, and take breaks in the shade. If you have a pre-existing condition, the heat may worsen symptoms. Remember to declare your medical history when buying travel insurance.
Frequently asked questions about travel insurance for Cyprus
Is it safe to visit Cyprus?
Cyprus is generally considered a safe and welcoming destination for Irish holidaymakers. The Department of Foreign Affairs (DFA) rates Cyprus as a country where normal precautions apply. Thousands of Irish holidaymakers visit each year without incident.
That said, it’s best to be prepared:
- Heatwaves: Cyprus experiences very high temperatures in summer, often exceeding 40°C. The DFA advises holidaymakers to stay hydrated, avoid strenuous activity during peak heat, and check local weather alerts.
- Crime: Crime rates in Cyprus are low, but pickpocketing and bag snatching can occur in busy tourist areas.
- Accidents and emergencies: Road safety is generally good, but accidents can happen, especially on rural or mountainous roads. If you’re injured or fall ill, our Cyprus travel insurance ensures you can access the care you need. That includes emergency repatriation if required.
For the latest safety advice, check the Department of Foreign Affairs travel page for Cyprus. And remember: with the right cover in place, you can relax and enjoy your trip knowing you’re protected.
Does Cyprus travel insurance cover trips to North Cyprus?
Yes, it does. Our European travel insurance policies cover both Northern and Southern Cyprus. You’re protected wherever your itinerary takes you on the island.
That said, there are a few differences to be aware of:
- Your EHIC only applies in the Republic of Cyprus (the southern part), which is an EU member state. If you need medical care in Northern Cyprus, your EHIC won’t be valid. Travel insurance with emergency medical cover is essential.
- Healthcare access in Northern Cyprus may differ from that in the south. Facilities can vary, and you may be directed to private clinics. These can be costly without insurance.
- Border crossings between North and South are generally smooth. But you’ll need to carry a valid ID and check local guidance. Travel insurance can help if your plans are disrupted.
With JustCover, you’re protected across the whole island. You can explore more, knowing we’ve got you covered.
Are there age limits on travel insurance for Cyprus?
No, our Cyprus travel insurance doesn’t come with age restrictions. Whether you’re 25 or over 85, we believe everyone deserves to enjoy their holiday. Our senior policies are designed to support holidaymakers of all ages. You can explore Cyprus without worrying about your date of birth.
Planning to ski in the Troodos Mountains? The only age restriction applies to our winter sports cover. It’s only available to holidaymakers aged 65 and under at the date of issue.
Do Irish holidaymakers need different documents for North and South Cyprus?
No, you don’t. Irish passport holders can visit both Northern and Southern Cyprus without a visa for short stays.
The Republic of Cyprus (south) is an EU member state, so Irish citizens enjoy freedom of movement there. If you're planning to cross into Northern Cyprus, you can do so at designated checkpoints with a valid passport. There's no separate visa required, and border crossings are generally smooth and well-managed.
There are a few things to keep in mind if you’re heading north:
- You need North Cyprus travel insurance. JustCover’s European policies cover both Northern and Southern Cyprus. You’re protected whether you’re sunbathing in Paphos or exploring Kyrenia!
- EHIC cards are only valid in the Republic of Cyprus. If you need medical care in Northern Cyprus, you’ll need to rely on your travel insurance.
- Always carry your passport when crossing between regions. You’ll also need to check local guidance if you’re hiring a car or staying overnight in the north.
With the right documents and comprehensive cover, you’re free to enjoy everything Cyprus has to offer. North, south and everywhere in between!
Do you need a visa to visit Cyprus from Ireland?
No, Irish passport holders do not need a visa to visit Cyprus for short stays. According to the Department of Foreign Affairs (DFA), Irish citizens can enter the Republic of Cyprus for tourism, business, or family visits for up to 90 days without a visa.
However, you will need
- An Irish passport, valid for the length of your stay
- Proof of return or onward travel (this may occasionally be requested)
- Travel insurance to cover medical emergencies, cancellations and other unexpected events
If you’re planning to cross into Northern Cyprus, you can do so at designated checkpoints. No visa is required for short visits there either. But you’ll need to carry your passport and follow local entry rules.
Can you use euros everywhere in Cyprus?
You can use euros throughout the Republic of Cyprus. It’s the official currency of the entire country, so euros are accepted everywhere.
Planning to venture into Northern Cyprus? The official currency there is the Turkish lira. However, many places still accept euros, especially in tourist areas, so you won’t be caught off guard.
Get a quick travel insurance quote
Affordable travel insurance for all your needs
2. Covers cancellation for certain reasons outside of your control and detailed in our Policy Wording. Amount of cover depends on the policy level you have purchased.
3. Based on Trustpilot reviews of all companies in Ireland within the Travel Insurance Company category - January 2025.
4. Based on 128 responses, correct as of 27/08/2025.
5. Based on 128 responses, correct as of 27/08/2025.
6. Based on 2,000+ Trustpilot responses, as of 12/05/2025.
7. Covers cancellation for certain reasons outside of your control and detailed in our Policy Wording. Amount of cover depends on the policy level you have purchased.