Travel insurance for Ireland

Do you need travel insurance for domestic trips in Ireland? 

If you’re holidaying in your own country, you might think you don’t need travel insurance for Ireland. You’ll get emergency medical care through the HSE or your normal arrangements in the Republic of Ireland. However, there are still many reasons you need a policy:

• Protect your belongings: The Irish Law Society reports that the number of reported thefts reached “a five-year high” in Ireland in 2024. Don’t let your things being lost, damaged or stolen ruin your trip. Get cover with holiday insurance for Ireland. Plus, if you’re taking away something pricey, such as gadgets or golf gear, get special add-on cover.
• Protection if you unexpectedly can’t go: Have to cancel your holiday unexpectedly? Perhaps you’ve been made redundant or had a family bereavement. Get up to €10,000 cancellation cover for certain reasons.
• Help if you have to cut your holiday short: Protection for the lost portion of your holiday if you’re injured or ill and have to go home early. 
• Get personal liability and legal protection cover: For certain costs if you damage someone’s property or injure them. Or if you need to make a claim against someone else. 
• Cover for a range of activities: The Department of Foreign Affairs recommends you “Get comprehensive travel insurance that covers all your planned activities.” We include many activities as standard, take a look at Policy Wording. If your planned activities aren’t included, we offer a whole range of optional cover 
• Extra cover when you need it: We have a whole range of optional cover to add to your policy. Plus, we offer family, group and couples options, too.  

Travel insurance for the Republic of Ireland usually costs less than other policies, as emergency medical expenses cover is not included. Whether you’re visiting vibrant Dublin or Galway, or the breathtaking Cliffs of Moher or Ring of Kerry, protect your trip now and go away knowing you’re covered.

It’s important to note that travel insurance for Ireland covers domestic trips within the Republic of Ireland only. If your holiday includes Northern Ireland, you’ll need UK travel insurance as part of your policy. For full details, read our Policy Wording. 

What if I need to cancel my trip around Ireland?

Sometimes things go wrong, and you can no longer head off on your trip. That’s why we offer up to €10,000 cancellation cover as part of our travel insurance for Ireland. This offers protection for certain unexpected reasons beyond your control. Including:

• You or someone you’re travelling with is seriously injured or ill, and you can’t go
• You’re called for jury duty or as a witness 
• You’re made redundant 
• You’re part of the armed forces, emergency services or administrative government and ordered to return to duty
• Your carer (if insured on the same policy) has to cancel their journey for certain reasons, and you can no longer go

Cancellation cover for your domestic holiday in Ireland is essential. Get your quote today and read our Policy Wording for full details of what is and isn’t included. 

How much does travel insurance for Ireland cost?

Looking for cheap travel insurance for Ireland? A policy will normally cost less than one for a trip abroad. This is because you’ll have access to medical care through the HSE or your usual healthcare arrangements when holidaying in Ireland.

There are other factors that’ll impact the cost:

• How long you’re away for: The longer your trip, the higher the chance of needing to make a claim.
• What you’re doing and any additional cover you need: If you need to add on cover for a golf holiday, gadgets, or other things not included as standard.
• Who you want to cover: We offer family, group and couples holiday insurance for Ireland. 
• Your age and any pre-existing medical conditions: Although you won’t be covered for medical emergencies, these will still impact your quote. This is because you’re more likely to need to cancel due to becoming seriously ill or injured. As a specialist travel health insurance provider, we have no upper age limit and can cover over 1,300 medical conditions.

What type of travel insurance do I need for travelling within Ireland?

Looking for the best travel insurance for Ireland? Whether this is your only trip of the year or you have lots of adventures planned. We’ll keep things easy. No jargon, no waffle:

• Single trip travel insurance: Perfect if you only have one holiday planned. We’ll tailor your quote to you and your trip
• Annual multi-trip travel insurance: Lucky enough to be going away more than once this year? You might save time and money with an annual policy. 
• Family travel insurance: Taking the whole family away? Get everyone insured on the same policy so you’ll all benefit from cancellation cover.
• Couples travel insurance: Whether it’s a romantic weekend to Dublin or a historical visit to Westport. Get both of you covered on the same policy.

Am I covered for medical issues when travelling in Ireland?

You’ll not be covered by Irish travel insurance for emergency medical care in the Republic of Ireland. This is because you’ll have access to HSE care or your normal arrangements as an Irish citizen. However, we can help you in other ways in a medical emergency:

• Having to cancel: If you become seriously ill or are injured before your holiday, and can no longer go away
• Curtailment: Helping you to get home if you are injured or become seriously ill on holiday and have to cut your trip short 

Read our Policy Wording for full details of all cover included and any exclusions. 

Find the best travel insurance for Ireland 

Whether you’re visiting the Cliffs of Moher, the Ring of Kerry or Connemara. Make sure you’re covered with travel insurance for Ireland. Get protection for your belongings, cancellation and more. 

Single trip travel insurance

We’ll tailor your policy to you and your trip. This is the best option if you’re only going away once this year.

Annual multi-trip travel insurance

Lots of trips planned? You could save money and avoid even more admin with an annual policy. 

Why choose JustCover for travel insurance for Ireland? 

We know Ireland inside out, so we know how to offer you the best protection for your trip. Whether you’re taking a Wild Atlantic Way road trip or having a culture-packed weekend in Kilkenny:

• Up to €10,000 cancellation cover⁴ with holiday insurance for Ireland
• 98% of our customers would recommend JustCover to family and friends⁵
• Protect your belongings with up to €3,000 cover. Plus, additional gadget protection is available
• 100 activities are included as standard and add-on cover is available for those that aren’t
• 98% of our customers rate us as ‘Excellent’ or ‘Great’⁶

Specialist travel insurance for Ireland

Let’s help you find the best holiday insurance for Ireland. Get protection for your belongings, cancellation and more. 

Seniors travel insurance: If you’re an older traveller, we’ve got you covered. We have no upper age limit because we think everyone deserves to enjoy their holiday. 

Travel insurance with medical conditions: We offer cover for more than 1,300 medical conditions.

Family travel insurance: Taking the whole family away? Get everyone insured on the same policy, and you’ll all be protected if something goes wrong. 

Cruise travel insurance: If you’re heading off on a cruise, get protection for the unique issues you may face, such as cabin confinement and sickness on board. 

Travel insurance for Ireland - tips and things to know

You might not have to think about visas or roaming charges when enjoying a holiday in your own country. However, there are plenty of other ways to prep for your trip:

• Get travel insurance for Ireland. From family and couples policies to additional cover for golf holidays. We have a policy to suit you and your trip. Get protection for personal liability, cancellation, your belongings and more.
• Remember our changeable weather. We all know the weather in Ireland can be unpredictable. Plan ahead if you’re going to be enjoying the great outdoors. Take waterproof clothing and bags, as well as plenty of layers.
• Have a backup plan if you have to cancel. Consider what you would do if you were called up for jury service or unexpectedly made redundant and had to cancel. We offer up to €10,000 cancellation cover for certain reasons.
• Watch out for pickpockets in busy areas. It’s easy to forget this when you’re on holiday in your own country. But as a tourist, you’ll still be a target for thieves. Get holiday insurance for Ireland and consider add-on cover for more expensive items. 
• Visit our best landmarks with a Heritage Card. A great option if you’ve got lots of days out planned and want to save money. The Heritage Card includes castles, cathedrals and more across Ireland.
• Going further afield? If you’re including Northern Ireland, the UK or elsewhere in Europe in your trip, make sure you’re prepared. Check which currencies you’ll need and buy Europe or UK travel insurance.