Annual multi-trip travel insurance
JustCover yourself with our annual multi-trip travel insurance.
Take multiple trips throughout the year within your chosen region - get cover for trips to Europe, Worldwide excluding the USA, Canada, Mexico and the Caribbean or Worldwide.
Cover for multiple trips within a year
24/7 emergency medical assistance
Cover for cancellation, delays and lost baggage
Trusted for 20+ years
What is annual multi-trip travel insurance and why do you need it?
This is a policy that suits people travelling more than once a year.
Travel insurance covers you for a range of unforeseen events that could impact or even ruin your holiday.
Always check your policy wording for limits. Different policy levels will offer different cover amounts for everything from medical expenses to lost baggage.
And with our annual multi-trip insurance, we’ve made it as easy as possible to use.
- It’s hassle free - after you buy your cover, you don’t have to think about it again until you need it or you renew. All your trips are covered.
- It’s customisable - just add on cover for anything extra you need, when you need it. If you take a cruise, travel to a different region, or need to add an extra medical condition, you can do it at any time. Just call us or follow the steps online.
- It’s reliable - call our 24/7 medical emergency line any time of the day or night to speak to a person who can help you.
What does JustCover’s annual multi-trip insurance cover?
There are a range of add ons and levels of cover you can choose from. This helps keep costs competitive and gets you cover for what you really need.
What's covered
Emergency medical expenses
Cancellation and having to cut your trip short
Your baggage
Travel delays and missed departure
Personal liability
Over 100 sports and leisure activities, with optional upgrades for extreme and winter sports
Over 1300 pre-existing medical conditions
What's not covered
Each trip has a maximum length of 45 or 55 days depending on which policy type you select. The total time spent on trips within the policy year must not exceed 183 days
Any undeclared pre-existing conditions
Most claims will have a travel insurance excess. You’re not covered for claims which are less than the amount of your excess.
Choose the right level of cover
We offer different levels of cover to make your travel Insurance as cost-effective as possible.
Black
Gold
Silver
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Find the best annual multi-trip travel insurance for your travels
The Irish Times identified annual policies as a cost-effective option for families and frequent travellers, while the Department for Foreign Affairs recommends everyone should have some kind of insurance before they travel.
Build your own policy with JustCover. Choose cover levels and add ons that get you the best cover:
Choose your cover
Medical travel insurance
Travelling with pre-existing medical conditions? Relax with cover for over 1,300 conditions.
Single trip travel insurance
Cover a one-off trip to your chosen destination.
Seniors travel insurance
With no upper age limit, your age shouldn't be a barrier to seeing the world.
Cruise travel insurance
Protection for missed port departure, cabin confinement, itinerary changes and more.
Travel insurance
Get cover for your trip with excellent customer service and a 24 hour emergency number.
Family travel insurance
If you're travelling together, why not get covered together too? One policy for the whole family.
JustCover’s annual travel insurance for pre-existing medical conditions
You must declare all pre-existing conditions before you travel - if you don’t declare them your cover may be invalidated.
We cover many medical conditions, including:
Ireland's Most Trusted Travel Insurance Provider†
A simple 3-step process to book your annual multi trip travel insurance
Step One
Get your quote online or by phone. Our travel experts are happy to take your call if you want a little support during the quote.
Step Two
Complete our simple medical screening. You need to declare any medical conditions you have.
Step Three
Get your quote.
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Frequently asked questions about annual multi-trip insurance
How does annual travel insurance work?
When you take out an annual travel insurance policy, you’re covered for all the trips you take in one year. We know plans can change over the course of a year. If you take the policy out you can upgrade it if your plans change - you can add extra regions, gadget cover and winter sports cover, or add cruise cover, at any time.
Is it better to get yearly travel insurance?
It can be more cost effective if you travel abroad two or more times. It can also reduce the hassle if you need to take another trip unexpectedly, or just don’t want to deal with the admin of multiple insurance quotes per year.
How much is annual travel insurance?
Your final price depends on where you’re going, your personal circumstances and the level of cover you choose. We can get you a tailored quote today - just give us a call or enquire online.
When should you buy your multi-trip insurance policy?
Your cover starts from the dates you select. If you’ve booked cancellation cover, that starts from when you buy your policy.
So we recommend buying a policy as soon as you know you’re travelling, even if you choose it to start later.
Do I need annual insurance if I have a EHIC card?
Yes you do.
The Department for Foreign Affairs recommends getting travel insurance even with a EHIC card. You should absolutely apply for one if you’re travelling within Europe, but you should also still get travel insurance.
The EHIC card doesn’t cover:
- Destinations outside Europe.
- Your EHIC won’t cover private healthcare. Only state facilities accept the card.
- Repatriation (flying you home from abroad), if medically necessary.
- Things like mountain rescue services if you’re injured in a ski accident, for example.
- Some treatment and prescriptions.
- Personal expenses related to medical disruption, such as delaying your flights or extra nights in a hotel to recuperate.
Find out more about the EHIC card.
Can you get annual multi-trip insurance for groups?
Yes, our annual cover is available for groups of up to 10 people.
Any adult named on the policy can travel independently as many times as they like throughout the year, without the need for the entire group to go on holiday together.
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Affordable travel insurance for all your needs