SINGLE AND MULTI/ANNUAL POLICY
(per person) |  | LONGSTAY/BACKPACKER POLICY |
| Section of Cover | Cover | Excess | | | Section of Cover | Cover | Excess |
| 1 | Cancellation | Up to €4,500 | €125 (€15 for Loss of Deposit) | | 1 | Cancellation | Up to €1,500 | €70 |
| 2 | Curtailment | Up to €4,500 | €125 | | 2 | Curtailment | Up to €1,500 | €70 |
3
| Missed Departure
| Up to €500
| Nil
| | 3 | Medical Inconvenience Benefit | Up to €725 | Nil |
| 4 | Medical Emergency Expenses | Up to €7,500,000 | €175
For members of VHI/Quinn/Aviva the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment
| | 4 | Medical Emergency Expenses | Up to €3,000,000 | €70
For members of VHI/Quinn/Aviva
the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment |
| 5 | Personal Accident | Up to €30,000 | Nil | | 5 | Personal Accident | Up to €7,000 | Nil |
| 6 | Personal Property
Single Article Limit
Valuables Limit
Sports Equipment
Items; with no receipt in all
Items; with no receipt per item
Delayed baggage
Personal Money | Up to €2,175
€300
€360
€360
€360
€145
Up to €400
| €125
| | 6 | Personal Property
Single Article Limit
Valuables Limit
Items with no receipt in all
Item no receipt per item
Delayed baggage
Personal Money | Up to €1,500
€150
€150
€360
€70
Up to €150
Up to €360 (Cash limited to €150) | €70
|
| 7 | Medical Inconvenience Benefits | Up to €725 | Nil | | 7 | Loss of Passport/Driving Licence | Up to €300 | €70 |
| 8 | Travel Delay
Abandonment | Up to €150
Up to €4,500 | Nil
€125 | | 8 | Personal Public Liability | Up to 3,000,000 | €150 |
| 9 | Loss of Passport/Driving Licence | Up to €300 | Nil | | 9 | Mugging Benefit | €70 per 24 hours up to a maximum of €1,500 | Nil |
| 10 | Personal Public Liability | Up to €3,000,000 | Nil | | 10 | Legal Expenses | €14,000 in all
€7,000 | Nil |
| 11 | Hijack | Up to €800 | Nil | | | | | |
| 12 | Ski Equipment
Single Article Limit
| Ski Hire |
| Delayed Ski Equipment |
|
| Up to €725
€300
Up to €300
Up to €145 | €125
Nil
Nil | | | | | |
| 13 | Ski Pack | Up to €450 | €125 | | | | | |
| 14 | Piste Closure | Up to €450 | Nil | | | | | |
| 15 | Avalanche Closure | €250 | Nil | | | | | |
| 16 | Catastrophe | €725 | €125 | | | | | |
| 17 | Legal Expenses | €70,000 in all
€35,000 | Nil | | | | | |
24 HOUR MEDICAL EMERGENCY SERVICE INCLUDED
Natural Disaster Cover -when appropriate supplement is paid |
| Section of Cover | Up to limit of (€) per insured person | Excess |
| Cancellation | €1,750 maximum | €60 |
| Additional Expenses | Up to €175 per day
€1,750 maximum | €60 |
| Replacement Accommodation | Up to €175 per day
€1,750 maximum | €60 |
| Travel Delay | €30 per day
€300 maximum | Nil |