1 has been put on a waiting list for which you are still awaiting for in-patient treatment
or investigation by a hospital department;
or
2 has received treatment as a hospital in-patient or out patient, or been under the care
of a specialist consultant within the past 12 months;
or
3 has been diagnosed with a terminal illness or treated for a malignant condition of any type of cancer;
or
4 has been treated for any breathing problem that has required steroid or nebulized drugs in the past two years;
or
5 has been treated for a heart related problem (including angina but with the exception of high blood pressure in isolation)
which has involved surgery or regular treatment with any kind of medication;
or
6 has suffered a stroke or required treatment for a circulatory condition which has involved surgery
or regular treatment with any kind of medication;
or
7 has previously been diagnosed as suffering from any psychological or psychiatric disorder,
including but not limited to anxiety, stress or depression;
or
8 has ever received any organ transplant, or are currently on renal dialysis;
or
9 for undertaking a trip when travelling by air or sea if at the start of your trip,during your trip or on your return date, you are more than 36 weeks and 6 days pregnant for a single pregnancy, or more than 32 weeks and 6 days for a multiple pregnancy.
If the answer to any of these questions is 'Yes', a loss arising directly or indirectly
from the condition in question is not covered under this policy.
If you wish to cover your Pre-existing Medical condition(s): click here where our Partner Company will give you a quote |