This section of cover is only applicable if the appropriate winter sports premium has been paid.
ON YOUR HOLIDAY TRAVEL INSURANCE YOU ARE COVERED FOR
Up to €150 per week up to a maximum of €450 in all for the unused portion of your ski pack costs paid for or contracted to be paid for before your trip commenced, where you do not curtail the trip, but are certified by a medical practitioner in the resort as being unable to ski and unable to use the ski pack facilities because of serious injury or illness occurring during the trip and where there is confirmation that no refund is available for the unused items.
YOU ARE NOT COVERED FOR
1) for the first €100 of each and every incident per each insured person involved in the incident;
2) for claims that are not confirmed as medically necessary by the Medical Emergency Service and where a medical certificate has not been obtained from the attending medical practitioner abroad confirming that you are unable to ski and unable to use the ski pack facilities:
3) for anything mentioned under YOU ARE NOT COVERED FOR of Section 6 - Medical Emergency Expenses;
4) for anything mentioned in the General Exclusions.